After checkout, the customer is instructed to download the VerifySpot app and confirm possession of their card.
Integration on the merchant's site is simple and does not require and technical knowledge.
The app asks the user to take a picture of the front and back of their credit card which is uploaded to the VerifySpot servers along with the user's GPS location.
The merchant is then alerted to review the information for authenticity. VerifySpot does not take any action on behalf of the merchant and leaves the final transaction decision to the seller.
VerifySpot is designed to help online stores prevent fraud by verifying that buyer has physical possession of the card they used to make an online purchase and that they are within a reasonable distance of their billing address.